Pilgrim Bank
Lisa Graf
Banking & lending
4301 Old Jacksboro Hwy, Wichita Falls, TX 76302
Pilgrim Bank is a Texas‑owned, community‑focused financial institution with more than a century of banking history and 14 locations across Northeast Texas, North Central Texas, and the Texas Panhandle. The bank is known for relationship‑driven service, local decision‑making, and deep regional expertise in commercial, construction, and real estate finance.
Construction & Real Estate Lending
Pilgrim Bank offers a comprehensive suite of construction and real estate loan solutions designed to support both residential and commercial development. These include construction loans, land and lot financing, purchase and refinance options, and long‑term real estate loans, with flexible structures that align with project timelines and local market conditions. Decisions are made locally by experienced lenders who understand Texas real estate dynamics, enabling faster approvals and tailored financing for builders, developers, and property investors.
Commercial Real Estate & Business Lending
For business owners, Pilgrim Bank provides commercial real estate loans and business financing solutions that support expansion, acquisition, and long‑term growth. Offerings include financing for office buildings, investment properties, new construction, equipment, machinery, and working capital, along with revolving lines of credit to manage cash flow. The bank’s relationship‑banking approach emphasizes personalized structures over standardized products, making it a strong partner for closely held and growing Texas businesses.
Business Banking & Local Expertise
Beyond lending, Pilgrim Bank delivers full‑service business banking, including commercial checking and savings, treasury and cash‑management services, and digital banking tools. With teams embedded in local markets, the bank prioritizes long‑term partnerships over transactions, supporting businesses through multiple stages of growth with consistent, hands‑on guidance.