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American National Bank & Trust is an independent, locally owned bank headquartered in Wichita Falls, with four branches in town and offices across North Texas. It opened in November 1976 and has grown to about $700 million in assets, offering personal and business banking, home mortgages, trust and investment services, leasing and title work.

The mortgage division lends through local loan officers, and its Wichita Falls mortgage center has a team of seven. The bank is a Fannie Mae approved seller and servicer, so loans can stay with local staff after closing.

What they do

The mortgage team is based at the bank’s separate Elmwood Avenue mortgage center, not at the main bank.

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