
American National Bank & Trust
Brad DavidsonExecutive Vice President
Banking & lending
1920 Elmwood Avenue N, Wichita Falls, TX 76308
American National Bank & Trust is an independent, locally owned bank headquartered in Wichita Falls, with four branches in town and offices across North Texas. It opened in November 1976 and has grown to about $700 million in assets, offering personal and business banking, home mortgages, trust and investment services, leasing and title work.
The mortgage division lends through local loan officers, and its Wichita Falls mortgage center has a team of seven. The bank is a Fannie Mae approved seller and servicer, so loans can stay with local staff after closing.
What they do
- Home purchase and refinance loans
- Local mortgage decisions and servicing
- Personal and business banking
- Trust and investment management
- Vehicle and equipment leasing
- Title services
The mortgage team is based at the bank’s separate Elmwood Avenue mortgage center, not at the main bank.












